Math Solution: বাংলাদেশ ব্যাংকের (BB) সহকারী পরিচালক পদের লিখিত পরীক্ষার প্রশ্নের সমাধান ২০২১
1. The environmental problems facing today’s world are so great that there is little ordinary people can do to improve the situation. Government and large companies should be responsible for reducing the amount of damage being done to the environment. To what extent do you agree or disagree with this statement. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
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2. ‘ফাইভ জি যুগে বাংলাদেশ’ – এ বিষয়ে একটি রচনা লিখুন।
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3. General Knowledge
A. What is the full form of BACH and BACPS?
উত্তরঃ
BACH = Bangladesh Automated Clearing House
BACPS = Bangladesh Automated Cheque Processing Systems
B. Which country announces diplomatic boycott of Beijing Winter Olympic Games 2022?
উত্তরঃ Canada
C. COP 25 was held in which city?
উত্তরঃ Madrid, Spain
D. Who is the winner of US Open 2021 women’s final?
উত্তরঃ Emma Raducanu (Canada)
E. What is the name of the central bank of Russia?
উত্তরঃ The Central Bank of the Russian Federation
F. Who wrote the novel Gravel Heart (2017)?
উত্তরঃ Abdulrazak Gurnah
G. What is the most populated country of South-America?
উত্তরঃ Brazil (Population 212 million)
H. What is the name of the world’s newest republic?
উত্তরঃ Barbados (30 November 2021)
I. What happens to international trade when there is a devaluation of money?
উত্তরঃ Devaluing a currency reduces the cost of a country’s exports and can help shrink trade deficits. As a result, the export will increase.
J. Which organization regulates the scheduled banks of Bangladesh.
উত্তরঃ Bangladesh Bank (The Central Bank)
4. Bank deposits play a pivotal role in the financial intermediation process in the financial system of Bangladesh. Banks transform deposits liabilities to assets by making loans and advances. In Bangladesh, like many other developing economics, bank deposits remain the predominant source of funding for banks, accounting for about 74.5 percent of bank liabilities in 2019. The growth of banks deposit might associate with a range of supply and demand factors. The demand for deposits comes from banks and depositors supply them. These activities were disrupted during the COVID-19 pandemic period, the very first COVID-19 positive case was detected at the beginning of March 2020, It is observed that overall deposit grew 13.1 percent (on average) in the last twelve months between July 2020 to June 2021, where as private sector credit grew 8.6 percent (on average) for the same period of time. Total deposit stood at BDT 14.20 trillion in FY21 which was 45.0 percent of GDP (FY21) up from 3.37 trillion in FY10 (42.2 percent of GDP).
A. Write a suitable title for the above passage.
B. How do banks contribute to the economy of a country?
C. What was the Bangladeshi money market situation in the last one decade?
D. How were the Bangladeshi banks affected by the COVID-19 pandemic?
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5. Mathematics
A. In a room filled with 7 people, 4 people have exactly 1 sibling in the room and 3 people have exactly 2 siblings in the room. If two individuals are selected from the room at random, what is the probability that those two individuals are not siblings?
উত্তরঃ 16/21
B. In a village of 100 households, 75 have at least one DVD player, 80 have at least one cell phone, and 55 have at least one MP3 player. If x and y are respectively the greatest and lowest possible number of households that have all three of these devices, what is the value of x-y?
উত্তরঃ 45
C. Rony and Jony are working on an assignment. Rony takes 6 hours to type 32 pages on a computer, while jony takes 5 hours to type-40 pages. How much time will they take, working together on two different computers to type an assignment of 110 pages?
উত্তরঃ 8 hours 15 minutes
D. a, b and c are positive integers. If b equals the square root of a, and if c equals the sum of a and b, what could be the value of c?
সকল চাকরির পরীক্ষার সময়সূচী ও ফলাফল মোবাইলে Notification পেতে নিচের Android apps মোবাইলে রাখেন: Jobs EXam Alert
উত্তরঃ The value of c will be 6, 12, 20, 30, 42 and so on.
E. The monthly income and expenditure ratio of A and B are 5:6 and 4:5 respectively. If both of them can have Tk. 500 as monthly savings, then what is the income of A?
উত্তরঃ 2500
6. Translate the following passage into English.
সব ধরনের পেমেন্ট সিস্টেম কার্যক্রম পরিচালনা ও নিয়ন্ত্রণে ‘পেমেন্ট অ্যান্ড সেটেলমেন্ট সিস্টেমস আইন ২০২১’-এর খসড়ায় চূড়ান্ত অনুমোদন দিয়েছে মন্ত্রিসভা। এ আইন অনুযায়ী পেমেন্ট তথা পরিশোধ ব্যবস্থা পরিচালনাকারী, পরিশোধ ব্যবস্থায় অংশগ্রহণকারী ও পরিশোধ সেবাদানকারীর কার্যক্রম পরিচালনার অনুমতি প্রদান তদারকি ও নিয়ন্ত্রণ থাকবে কেন্দ্রীয় ব্যাংকের হাতে। কোনো সেবাদানকারী প্রতিষ্ঠানের যদি অবসান ঘটে তাহলে দায়দেনা পরিশোধের ক্ষেত্রে আইনে গ্রাহকদের অগ্রাধিকার দেয়ার বিধান রাখা হয়েছে। আইনের মাধ্যমে দেশে কর্মরত সব পরিশোধ ব্যবস্থা পরিচালনাকারী, নিকাশ ও নিষ্পত্তিকরণ কার্যক্রম পরিচালনার অনুমতি প্রদান, তদারকি ও নিয়ন্ত্রণ করবে কেন্দ্রীয় ব্যাংক। তবে বাংলাদেশে কার্যরত স্টক এক্সচেঞ্জগুলোর কার্যক্রম এ আইনের বাইরে থাকবে।
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7. Translate the following passage into Bangla.
The economic growth of Bangladesh decelerated to 5.24 percent in Fy20 from 8.15 percent in FY19 in the aftermath of the economic slowdown caused by a government-declared lockdown to prevent the contagion of COVID-19 pandemic Bangladesh’s government and Bangladesh Bank undertook a range of coordinated fiscal, monetary, and macro-prudential policy actions which included stimulus packages and easy credit availability in order to cushion Bangladesh’s economy from the fallout from the pandemic. The overriding objectives of these policy measures are to minimize the negative impacts of the pandemic and to bring economic activities back to the pre-COVID-19 level. These policy measures are expected to make financing conditions easy for investors, entrepreneurs bodies who now can access more favorable financing sources to resume their business in full swing. It is likely that the economy will recuperate from lost investment and consumption and bounce back to the economic growth momentum observed in the last decade.
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8. Prepare a summary of the following text.
Privately-owned land is property. It is protected by the law because it symbolizes individual right, the right to benefit from developing it, the right to profit by selling it. However, this attitude cannot be maintained when there is a small minority of landholders and a large majority of landless people. In a situation of land scarcity, those with more land than they need cannot expect the government fully to protect their unused land against trespassers. Squarreers never occupy productively used land, even agricultural land. They occupy unused land held by private speculators or by government agencies. Squatters hold a traditional view of landownership – the ownership of use; that people have a right only to the land that they can and do use, that one actually establishes ownership through use. What they lack is the legal tenure the will allow them to build for themselves, to develop their communities, and to obtain the required public services. Urban land reform which will provide the lame amounts of land necessary for expanding low-income housing cannot be avoided.
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