Agrani Bank Loan Agrani bank personal loan - Retirement Government Employee Loan
Agrani Bank is one of the leading banks in Bangladesh. At present Agrani Bank Limited is one of the 6 state-owned banks in Bangladesh. This state-owned commercial bank of Bangladesh was established in 1982. The head office of the bank is located at Dilkusha Commercial Area, Dhaka, the capital of Bangladesh. At present Agrani Bank has 960 branches across Bangladesh. A total of 6 types of banking services (General, Agriculture & Rural, Green, Merchant, Islamic and Agent Banking), Account Opening, DPS, Easy Term Loan facility are being provided.
Leading bank loans
At present Bangladesh, Agrani Bank Limited is providing 6 types of loans. These are- 1) Personal Loan, 2) Loan for any work, 3) Muktijoddha Loan, 4) Retired Government Officer-Employee Loan, 5) Expatriate Loan, 6) Short Term Loan, 6) Green Finance Loan.
Let us know the details about the different types of loans of Bangladesh Agrani Bank LTD at this stage.
Agrani Bank Personal Loan
Like other commercial banks in Bangladesh, the state-owned commercial bank offers a personal loan facility. If you are a salaried person, you can apply for Agrani Bank Personal Loan. Provides personal loan up to Rs. 10 lakhs for a maximum period of 5 years without any collateral. A personal loan has a 9% interest rate and a monthly installment facility.
Terms of Personal Loan:
Salary / Employees will be considered eligible for loans.
The maximum loan amount is 10 lakh rupees.
The age limit is a minimum of 18 years and maximum of 55 years.
The interest rate is 9 percent.
Payable in monthly installments for a period of 5 years.
No Jamaat or security is required.
Agrani Bank Loan for any work
Bangladesh Agrani Bank Limited has recently launched a new loan facility. Loan for performing any job i.e. if you have already been providing a service, business, or job for 5 years or more and left it five years ago. But now it is no more, if you want to do something or start the previous work again, then you can start something new again with a loan.
Loan Terms for Any Work:
He was active in any job for 5 years and quit his job 5 years ago. People who are not currently doing so.
The maximum loan amount is 5 lakh rupees.
Interest rate 9% (changeable)
5-year term and monthly installment facility.
Bail and personal guarantor.
Freedom fighter loan
Agrani Bank has introduced a special loan facility for the participants of the great liberation war of Bangladesh. All the freedom fighters in the gazette of Bangladesh Soccer receive allowances or subsidies from any branch of Agrani Bank. However, the wife, son, or daughter of the freedom fighter must be involved in any small business, self-reliant, or any other job.
Muktijoddha loan terms:
The gazetted freedom fighter receives government allowance or incentive from any branch of Agrani Bank.
Wife, son, or daughter should be involved in any profession.
The maximum loan amount is 5 lakh rupees.
Interest rate 8% (changeable)
The payment period is 5 years.
Money will be deducted as an installment from the monthly freedom fighter allowance.
Agrani Bank Retired Government Employee Loan
Like other state-owned commercial banks in Bangladesh, Agrani Bank has also introduced a special loan facility for retired government employees. However, the maximum age limit has been fixed at 65 years. Under this loan scheme, a retired government employee will be able to avail loan facility up to a maximum of Rs. 5 lakhs.
Retirement Government Employee Loan Terms:
Any government retired government employee
The maximum age of the applicant is 65 years or less.
Interest rate 9% (changeable)
Payable for a period of 5 years.
Maximum loan facility of Rs. 5 lakhs.
Personal guarantor required.
Agrani Bank Expatriate Loan
Bangladesh Agrani Bank has introduced a special loan facility for expatriates. This special loan is mainly for those who want to go abroad and have got a valid job visa abroad. Which has to be paid within 15 to 18 months. So it is a bit different from other loans. Citizens of Bangladesh and valid passports, job visa holders, physically fit people will be considered eligible to apply for this loan.
The terms of the expatriate loan are as follows:
Loan facility from Rs 50,000 to Rs 3 lakh.
The interest rate is 9 percent (changeable).
The loan has to be repaid in 18 to 45 months.
There is a monthly installment facility that will be deducted from the savings account.
The personal guarantor must be a father, mother, brother, or sister.
Applicants must be between 18 and 45 years of age.
All working papers including valid job visa, passport, health examination pass, smart card, air ticket, adequate training must be complete and correct.
Green Banking Finance
Green banking is a kind of banking system for maintaining the balance of the environment and acquiring natural resources. These loans are provided for the construction or maintenance of eco-friendly factories. Such loans are provided for the installation of solar systems, construction of biogas plants, hydropower plants, LED bulb production, solar battery processing, etc.
Terms of Green Banking Finance:
Monthly / quarterly / annual / unequal installment facility.
The interest rate is 9 percent.
Easy loan process.
Require collateral, personal guarantee, corporate guarantee, post-dated check.
These loans are provided for setting up, maintaining, industrial or business setting up of environment-based technology.
Short term SME loan
Bangladesh Agrani Bank Limited provides short-term SME loans for small and medium businesses. If you are a small or medium business, you can get a loan of up to a maximum of three lakhs.
Agrani Bank SME Loan Terms and Eligibility:
Small and medium business or industry.
Business for three years or more.
The interest rate is 9 percent.
Personal guarantor.
18 to 60 years of age.
The maximum repayment period is two years.
Eligibility to get a loan from Agrani Bank
To get a loan from Agrani Bank, you need to follow certain terms and conditions. Eligibility for loans from one of the state-owned commercial banks in Bengal is as follows-
Bank account.
Minimum 18-year-old Bangladeshi legal citizen.
Necessary documents for the loan.
Personal guarantor (Not applicable for all loans)
Rules for applying for a loan
To get an Agrani Bank loan on easy terms, contact the loan officer of the bank at any branch of Agrani Bank near you. It is best to contact the bank branch where you have your bank account. Collect a loan application form from the bank. Fill in the loan form and submit the required documents to the bank.