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Eligibility for City bank Bike Loan
The first condition of the City bank Motorcycle Loan is that you have to be an adult citizen of Bangladesh and have a license to drive a motor vehicle. Anyone who is employed, self-employed, businessman, expatriate, landowner, freelancer, and involved in ride-sharing services (Uber, Send, Easy Ride, etc.) will be considered eligible for The City Bank Bike Loan.
If you are employed and your salary is paid in the account, then your monthly salary should be a minimum of 15 thousand rupees and if you have cash (cash) then a minimum of 20 thousand rupees. However, if the staff of City bank is 12000 rupees.
If you are a businessman, landowner, or professional (lawyer, journalist, pharmacist, etc.), you need to have a minimum monthly income of Rs 25,000 for a City bank bike loan.
In addition, if you are involved in freelancer, expatriate, and ride-sharing, you should have a monthly income of 30 thousand, 20 thousand, 15 thousand rupees (minimum).
However, you can also apply for a loan against your fixed deposit.
Documents required for Citybank Bike Loan
Documents required for The City Bank Bike Loan are: Bank statement of last 12 months, Salary Certificate, Copy of valid driving license, Copy of Voter ID Card, Visiting Card, Lab Print Passport size photo, Re-payment check Money is mentioned along with interest) Copy and photo of ID card of the personal guarantor.
City Bike Loan Interest Rate
The common interest rate on The City Bike Loan is 12.99%. Bike loan interest rate for girls is 1% less i.e. 11.99%. Ride-Sharing Partner 9.99%, Citybank Staff 4.94%, and City Bike Loan interest rate for customers of Yamaha, Honda, and Bajaj Company 11.99%.
The amount of the loan
The maximum amount of bike loan is 10 lakh rupees. However, Citybank provides loans up to 60% of the total cost including bike purchase and registration costs. In other words, if the total cost including the purchase and registration of the bike is 1 lakh rupees, you can get a loan of up to 60 thousand rupees. However, the girl and City Bank provide a 100 percent loan facility for the officers and employees. 95% loan can be taken against FDR or fixed deposit.
