What is the way to get a loan from BKash? Bkash Loan 2021 -
বিকাশ থেকে লোন পাওয়ার উপায় কি? বিকাশ লোন ২০২১
The best aspect of bKash Loan 2021 is that you can get this loan without any collateral in your account. Which will be provided through Citibank.
Since the announcement of the launch of bKash and Citibank loan services, many people have expressed interest in how to get a loan from bKash. Recently, bKash and Citibank have teamed up to launch a loan service. It is said that this is the first digital loan disbursement service in Bangladesh.
The development service is currently being piloted. According to bKash, when the service is fully available, a maximum of Tk 10,000 digital loan will be available under it. Today we will know the way to get a loan from bKash.
The best aspect of bKash Loan 2021 is that you can get this loan without any collateral in your account. Which will be provided through Citibank. What is the way to get a loan from bKash? Let us know, some important information about Bikash and Citibank's bKash Loan 2021 disbursement.
What is the way to get a loan from bKash?
With the help of the bKash app, you can take a loan from bKash without any hassle. At present, development loan service activities are being conducted on a trial basis. This means that not everyone but a select number of selected customers will be able to avail of the loan service from bKash.
Customers will see the loan icon in their bKash app as a way to get a bKash loan. In order to take a loan, the customer has to give permission to give the information given to bKash in his e-KYC form to Citibank. Then you will get the loan amount in your account immediately with the loan amount and bKash account pin code.
Although this service is not available to everyone now. However, if this project of bKash and Citibank is successful, the service will be open to more bKash customers.
What are the conditions of bKash Digital Loan?
In this bKash digital loan service combined with bKash and Citibank, you can take Tk 10,000 without any security. That means you don't have to pay any collateral and don't have to follow any extra rules to get the money.
If you are a selected customer in the pilot project, you can easily take a loan of Tk 10,000 at any time through bKash Digital Loan Service. The idea is that the amount of later developed digital loans may be increased based on transactions and loan repayments.
How much money will have to pay interest on the development loan?
Apparently, you don't have to pay any collateral to take a bKash digital loan. However, since Citibank operates under Bangladesh Bank, interest has to be paid to take a loan from Bangladesh Bank. And the interest rate is only 9 percent. And by following this rule you can get a bKash digital loan at the rate of 9 percent. That means you have to pay interest at the rate of 900 rupees for every 10,000 rupees.
Bkash loan repayment rules
The loan will be repaid automatically in three equal installments from the customer's bKash account on the due date within three months of taking the loan. However, before the loan is repaid, you will receive a notification through a message and app on your phone.
But keep in mind that the loan will also monitor whether you are repaying the development loan on time. The transparency of your development loan repayment will be considered in the next loan disbursement. This means that if you are late in repaying the loan, you may not get the loan later. So you need to be interested in repaying the loan on time.
